What is Bank code and how can I find mine?
This article aims to help you better understand and find the correct bank code.
The fiat currencies are custodied by Silvergate Bank (NYSE:SI) of the United States.
when you transfer in with banks from Hong Kong, Japan, S Korea, Singapore, Malaysia, Canada, Australia, etc. which are non-US, non-EU, please use: SWIFT Code.
please use: SWIFT Code.
when you transfer with US banks,
please use: Routing Number.
when you transfer with European banks,
please use: IBAN Number.
In general, bank codes like Routing Number, IBAN Number, or SWIFT Code can be found in your bank statements or by searching your e-banking system.
Other Banks and SWIFT Code
A SWIFT code consists of alphanumeric characters and is a format of Business Identifier Codes (BIC). The SWIFT network enables banks anywhere in the world to send and receive information in a standardised and secure environment, and are used when transferring money between banks, in particular for international wire transfers or SEPA payments. Banks also use these codes to exchange messages between each other.
A SWIFT code can be found in your bank statements or by searching your e-banking system, which is an 8-11 character code that identifies your country, city, bank, and branch:
Bank code A-Z
4 letters representing the bank. It usually looks like a shortened version of that bank's name.
Country code A-Z
2 letters representing the country the bank is in.
Location code 0-9 A-Z
2 characters made up of letters or numbers. It says where that bank's head office is.
Branch Code 0-9 A-Z
3 digits specifying a particular branch. 'XXX' represents the bank’s head office.
US Banks and Routing Number
A routing number is a nine-digit code used by financial institutions to identify other financial institutions. It’s also known as an ABA (American Bankers Association) routing number and an FedWire No., which refers to a real-time gross settlement system of central bank money used by Federal Reserve (Fed) banks to electronically settle final U.S. dollar payments among member institutions. . Combined with your account number, it allows insitutions to locate your individual account. When you transfer with US banks, your bank interacts with Silvergate Bank (NYSE: SI) through FedWire network, and that's why you need to provide the Routing Number. Our system can auto-correct your bank info such as bank address when you provide the precise account number and routing number.
You can find your Routing Number on frbservices.org by searching the bank name, or location such as states or city. Routing numbers can also be found on check books released by American Banks:
European Banks and IBAN number
The International Bank Account Number (IBAN) has been implemented by most European countries and numerous countries in other parts of the world, mainly in the Middle East and the Caribbean.
IBAN numbers consists of 34 characters, and can be found in your bank statements or by searching your e-banking system: